Loan Broker UK


Whether you are a first time borrower or a returning customer, Loan Broker is always your trusted friend.

Here is some free professional advice to help secure and enhance your financial future.

How to Get Loan for Home Improvement with Bad Credit and No Guarantor?

Home is where the heart is. Good credit rating or no credit rating– the state of your home decides the quality of your life to a great extent. There is more to brick and mortar that builds a home. Whether you have failed to manage your relations or finances, you can use a broking service to avail a desired home improvement loan online.

By sprucing up the look of your home you can bring a major change in your life. Let’s find out how to find rare home improvement loans with bad credit and no guarantor by your side.

1.Stop asking, start availing
With poor credit rating, it is common to look for a loan guarantor with robust financial health. Roping in a guarantor helps you avail a better deal with lower interest rate. But most of the times, you are alone in the troubled waters. There is no one to serve as a Loan Guarantor.

You need to change your attitude towards your financial hassles and know that it is very much possible to find bad credit loans without guarantor in the UK. Whether you need short term loans or a long term debt consolidation or home improvement loan, help is available.

2.Make Practical decision
While making a decision to avail a bad credit loan, it is important to make a practical decision. You must know where to knock doors for help. When you contact a loan broker you become your own master. Brokers never cajole you to avail a loan as they are no loan sellers. They connect a borrower with a lender. Please note that Its the lender who provides you with the loan and not the broker.

3.Access how much you need
Before applying, it is important to know how much you want to borrow. You need to clearly define the home improvement project you are planning to take up. With poor credit health, you should channelise your efforts to enhance value of your property. Try to find out low cost hacks to enhance value of your home. Contact people in the business and make some estimates regarding the expenses. Following this you can calculate monthly instalment costs.

4.Apply online
Now a days there are a lot many direct lenders and brokers online, all you need to do is fill a form on their website.

5.Compare and choose
If you apply through Loan Broker, You get freedom to compare and choose according to your budget if broker would be able to find a loan for you. This helps you to know about all the eggs available in the basket. Please note whether you get the loan or not is on the sole discretion of a lender.

6.Have a repayment plan
The longer the duration of the loan, the cheaper are the instalments. However your decision should be a strategic one. The instalment should always be affordable. This helps you repay loan on time.

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Representative APR Example

The rate you are offered will depend on your individual circumstances.

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative APR Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54


Warning: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Loan Broker ( is a credit broker and not a lender