A Key to Secure Financing in the UK

We at Loan Broker are credit brokers who aim to make it quicker, easier and safer to borrow cash. Fill in the form below see what deals we can get for you. You will be able to take charge of how much to borrow, the duration of the loan and repayment terms.

 
 
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Warning: Late repayment can cause you serious money problems. For more information, go to 
MONEYADVICESERVICE.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Loan Broker (www.loan-broker.uk) is a credit broker and not a lender.

Take Advantage Of Bad Credit
Loans In A Few Steps

The steps involved in the process are user-friendly. Customers can easily apply for a loan from a laptop, tablet, desktop or simply by using their mobile device. There are no upfront charges to strain your pockets. With an in-depth perception of your financial situation and your repayment affordability, we work to search for the relevant lenders who may be the best fit for your requirements.

 

Gain Easy Access to Unsecured
Personal Loans

Loan Broker is an FCA (Financial Conduct Authority) registered credit broker that operates across major cities of the UK. Get access to a wide range of unsecured loans through authorised lenders. To ensure complete clarity, we offer a modest borrowing method, so that you can make an informed choice at each step.

We understand that every customer has a unique requirement for a loan; therefore, the process needs to be worked out closely. At Loan Broker, we pay close attention to each loan query. We share offers after examining several deals available with our panel of regulated lenders. You can choose affordable loans to suit your requirements. Our financial brokering service is simple and transparent for urgent monetary obligations of the customers.

Loan Broker UK: Debt Solutions Just Minutes Away

Loan Broker is an appropriate marketplace establishing practical deals on Home Improvement LoansDebt Consolidation LoansBad Credit Loans without Guarantor/CollateralShort-term Unsecured Loans , Small Business Loans for employed or part-time employed homeowners as well as tenants. If you are searching for a lender, we can make things simple for you by helping you in your search for the right lender.

Loan Broker understands your need for quick money and hence, you may avail a loan within just minutes of applying.

Why Take Out A Loan With Us?

Whether you are planning for a holiday or considering to improve your latest property, a personal loan online in the UK may prove to be helpful – avail a loan in minutes with Loan Broker.

Simple Application process

Fixed rate of interest for personal loans

Fast Decision

From applying for a loan to disbursal – it may only take a few minutes*

Flexible Repayment schedule

The cost of repayment can be spread over 12 months for ease and convenience.

Reliable credit broker

Authorised by the financial regulator – the Financial Conduct Authority (FCA).

Taking hold of your urgent requirement for funds, we share offers online and deal only with a panel of regulated lenders. We believe in empowering our customers to make an informed decision. We suggest loans that are most suited to the needs of our customers, depending on the information provided. Whether it is a short-term loan or a long-term loan, at Loan Broker, you will get a wide range of credit products available. Choose the right loan after analysing your current financial status.
 

FAQs

An unsecured loan is a type of personal loan when you do not offer any asset as collateral. You simply borrow the money and repay it as per the agreed terms of the loan. If you fail to repay the loan, your property will not be sold off, however, you will face penalty and/or legal action in some cases.

Since the risk proposition of the lender is higher, unsecured loans are usually costlier, and restrict the sum of money that you may borrow.

While it may be slightly difficult to find an unsecured loan with bad credit, it is certainly possible. Due to the changing landscape of lending, and increase in demand for unsecured loans with bad credit, there is a smaller pool of lenders willing to offer loans to individuals with bad credit rating. However, it is important to understand that the interest rates for such loans may be relatively higher. Moreover, the amount you can borrow will also be lower.

You can use an unsecured loan for any purpose you deem fit. Some of the most common uses of this loan include home improvements, vehicle repairs, funding a vacation, paying for school fees, bearing wedding expenses, and paying off a smaller debt amongst others.

Simply put, the lenders do not place any restrictions on the usage of the loan amount, except for illegal purposes. You must also know that the loan amount cannot be invested in stocks and shares in the UK or elsewhere.

The apex regulating body in the UK, the Financial Conduct Authority or FCA, requires all lenders to conduct a credit check before offering a loan. At Loan Broker, we are only associated with reputable lenders, and they all conduct credit checks before offering loans.

Loan Broker is an FCA registered credit broker. We offer a wide range of personal loans including consolidation loans in the UK. With multiple debts and loan outstanding, it becomes difficult to manage the debts. Debt consolidation loan helps you to manage your debts in a simpler way and also, it can prove to be cheaper. Regain your control over your finances by bringing all of it to one place.

We are focused on solving your problems and that is why we neither charge any upfront fees nor there are any hidden fees if you apply with us. You must ensure the repayments before you take the decision of opting for a loan. All the repayments must be done on time and in full or else your credit score will be damaged.

Since unsecured loans do not require any documentation from the borrower, it doesn’t take much time for the loan to get approved. In most cases, the loan approval process happens within a few minutes. The amount is then disbursed to the borrower’s account on the same day, or within the next 48 hours.
APR, or the annual percentage rate, defines the overall cost of the loan in the first year – including the interest rate as well as any initial fee that you may have to pay. All lenders are required to provide the borrowers with an APR, in order to enable them to easily compare different loan options and chose the one that best suits their needs and preferences.
While that depends on a case to case basis, but you might get a loan at a higher APR if you have bad credit. The representative APR is simply the rate that the lender is required to provide at least 51% of the applicants. The other 49% of the applicants may be offered the loan at a higher rate. Hence, you can only be sure of the APR that you will get by applying for the loan.
The repayment terms depend on the amount borrowed as well as the repayment ability of the borrower. In most cases, you can repay your unsecured loan over a period ranging from 6 months to 60 months. You can also repay the loan earlier than the agreed period. However, in that case, you will need to check with the lender first, because some lenders levy an early exit fee.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative APR Example: On an assumed loan amount of £2,600.00 over 36 months. Rate of interest 41% per annum (fixed). Representative 49.7% APR. Total amount payable £4,557.89 of which £1,957.89 is interest. 35 monthly repayments of £126.61 and a final payment of £126.54.

REGISTERED OFFICE

loan-broker.uk is a registered Trading Name of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 753151. Tiger Lion Financial Limited is registered in England and Wales (Company number 10189367), Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Licenced by the Information Commissioners Office, (registration number ZA185613)

Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

DISCLAIMER

Loan-broker.uk is a licensed LOAN BROKER and not a lender. The website is registered in the UK and is authorised and regulated by the FINANCIAL CONDUCT AUTHORITY (FCA). WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYADVICESERVICE.ORG.UK.

Loan-broker.uk does not charge any fees. If you are contacted by anyone claiming to be from Loan-broker.uk and requesting you to make a payment, report it to www.actionfraud.police.uk.

All Loan approvals & Quotes are subject to Credit Score and Affordability requirements by lenders. If you meet the lender's criterion, you can borrow the money. We as a broker make an attempt to process your application with the most suitable lenders in our panel.

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