A Key to Secure Financing in the UK | Loan Broker

We at Loan Broker are credit brokers who aim to make it quicker, easier and safer to borrow cash. Fill in the form below see what deals we can get for you. You will be able to take charge of how much to borrow, the duration of the loan and repayment terms.

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Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

Warning: Late repayment can cause you serious money problems. For more information, go to
MONEYHELPER.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Loan Broker (www.loan-broker.uk) is a credit broker and not a lender.

Comparing loans from the best lenders in the business,
including:

Take Advantage Of Bad Credit
Loans In A Few Steps

The steps involved in the process are user-friendly. You can easily apply for a loan from a laptop, tablet, desktop, or mobile device. There are no upfront charges to strain your pockets. With an in-depth perception of your financial situation and repayment affordability, we at Loan Broker work to search for the relevant UK lenders who may best fit your requirements.

Three steps on how to apply for an unsecured loan on Loan Broker.

1. Tell us how much you need, for how long, and for what purpose.

2. We find you the loan offers you qualify for from multiple lenders.

3. Select the loan that best matches your circumstances, and Get Funded.

Compare the best unsecured personal loans offers in the UK now

Loan Broker is an FCA (Financial Conduct Authority) registered credit broker that operates across major cities of the UK. Get access to a wide range of unsecured loans through authorised lenders. To ensure complete clarity, we offer a modest borrowing method, so that you can make an informed choice at each step.

We understand that every customer has a unique requirement for a loan; therefore, the process needs to be worked out closely. At Loan Broker, we pay close attention to each loan query. We share offers for unsecured loans for bad credit in the UK after examining several deals available with our panel of regulated lenders. You can choose affordable loans to suit your requirements. Our financial brokering service is simple and transparent for urgent monetary obligations of the customers.

Loan Broker UK: Debt Solutions Just Minutes Away

Even with bad credit, get Unsecured loans personally suited for you:

Loan Broker is an appropriate marketplace for establishing practical deals on

Home Improvement Loans

Debt Consolidation Loans

Bad Credit Loans without Guarantor/Collateral

Short-term Unsecured Loans

Small Business Loans

For employed or part-time employed homeowners as well as tenants. If you are searching for a lender even though you have a poor credit score, we are just the right credit broker in the UK for you! We can simplify things for you by helping you search for the right lender.

Loan Broker understands your need for quick money, and hence, you may avail a loan within just minutes of applying. And yes, we also offer personal loans for bad credit in the UK!

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Why Take Out A Loan With Us?

Whether you are planning for a holiday or considering to improve your latest property, a personal loan online in the UK may prove to be helpful – avail a loan in minutes with Loan Broker.

Simple Application process

Fixed rate of interest for personal loans

Fast Decision

From applying for a loan to disbursal – it may only take a few minutes*

Flexible Repayment schedule

The cost of repayment can be spread over 12 months for ease and convenience.

Reliable credit broker

Authorised by the financial regulator – the Financial Conduct Authority (FCA).

Taking hold of your urgent requirement for funds, we share offers online and deal only with a panel of regulated lenders. We believe in empowering our customers to make an informed decision. We suggest loans that are most suited to the needs of our customers, depending on the information provided. Whether it is a short-term loan or a long-term loan, at Loan Broker, you will get a wide range of credit products available. Choose the right loan after analysing your current financial status.

Quick unsecured Loans for Bad Credit in UK

Getting a loan to meet emergency cash requirements can be tricky, especially if you have bad credit. At Loan Broker, we understand this issue rather well and therefore offer unsecured loans for bad credit in UK.

FAQs

What is an unsecured loan?

An unsecured loan is a type of personal loan when you do not offer any asset as collateral. You simply borrow the money and repay it as per the agreed terms of the loan. If you fail to repay the loan, your property will not be sold off, however, you will face penalty and/or legal action in some cases.

Since the risk proposition of the lender is higher, unsecured loans are usually costlier, and restrict the sum of money that you may borrow.

Can I get an unsecured loan with a bad credit score?

While it may be slightly difficult to find an unsecured loan with bad credit, it is certainly possible. Due to the changing landscape of lending, and increase in demand for unsecured loans with bad credit, there is a smaller pool of lenders willing to offer loans to individuals with bad credit rating. However, it is important to understand that the interest rates for such loans may be relatively higher. Moreover, the amount you can borrow will also be lower.

What can I use an unsecured loan for?

You can use an unsecured loan for any purpose you deem fit. Some of the most common uses of this loan include home improvements, vehicle repairs, funding a vacation, paying for school fees, bearing wedding expenses, and paying off a smaller debt amongst others.

Simply put, the lenders do not place any restrictions on the usage of the loan amount, except for illegal purposes. You must also know that the loan amount cannot be invested in stocks and shares in the UK or elsewhere.

Can I get an unsecured loan with no credit check?

The apex regulating body in the UK, the Financial Conduct Authority or FCA, requires all lenders to conduct a credit check before offering a loan. At Loan Broker, we are only associated with reputable lenders, and they all conduct credit checks before offering loans.

What is the criteria to get an unsecured loan?

Loan Broker is an FCA registered credit broker. We offer a wide range of personal loans including consolidation loans in the UK. With multiple debts and loan outstanding, it becomes difficult to manage the debts. Debt consolidation loan helps you to manage your debts in a simpler way and also, it can prove to be cheaper. Regain your control over your finances by bringing all of it to one place.

We are focused on solving your problems and that is why we neither charge any upfront fees nor there are any hidden fees if you apply with us. You must ensure the repayments before you take the decision of opting for a loan. All the repayments must be done on time and in full or else your credit score will be damaged.

How long will it take before receiving the unsecured loan?

Since unsecured loans do not require any documentation from the borrower, it doesn’t take much time for the loan to get approved. In most cases, the loan approval process happens within a few minutes. The amount is then disbursed to the borrower’s account on the same day, or within the next 48 hours.

What is an APR?

APR, or the annual percentage rate, defines the overall cost of the loan in the first year – including the interest rate as well as any initial fee that you may have to pay. All lenders are required to provide the borrowers with an APR, in order to enable them to easily compare different loan options and chose the one that best suits their needs and preferences.

Will I pay a higher rate if I have bad credit?

While that depends on a case to case basis, but you might get a loan at a higher APR if you have bad credit. The representative APR is simply the rate that the lender is required to provide at least 51% of the applicants. The other 49% of the applicants may be offered the loan at a higher rate. Hence, you can only be sure of the APR that you will get by applying for the loan.

What repayment terms are available for unsecured loans?

The repayment terms depend on the amount borrowed as well as the repayment ability of the borrower. In most cases, you can repay your unsecured loan over a period ranging from 6 months to 60 months. You can also repay the loan earlier than the agreed period. However, in that case, you will need to check with the lender first, because some lenders levy an early exit fee.

Representative APR Example

The rate you are offered will depend on your individual circumstances.

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount.

Representative APR Example: On an assumed loan amount of £1,000 over 18 months. Rate of interest 59.97% per annum (fixed). Representative 79.5% APR. Total amount payable £1,554.10 of which £554.10 is interest. 17 equal monthly repayments of £86.09, and the final month’s payment of £90.57.

REGISTERED OFFICE

loan-broker.uk is a registered Trading Name of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 753151. Tiger Lion Financial Limited is registered in England and Wales (Company number 10189367), Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ. Licenced by the Information Commissioners Office, (registration number ZA185613)

Authorisation can be checked on the Financial Service Register at www.fca.org.uk.

DISCLAIMER

WARNING: Late repayment can cause you serious money problems. For more information, go to MONEYHELPER.ORG.UK.

Credit subject to status & affordability assessment by Lenders.

Loan Broker is a credit broker and not a lender.

Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on any debt secured against it.

Not all borrowers will qualify for a loan. The operator of this website does not engage in any direct consumer lending, we simply provide you a FREE loan brokering service. This means we don’t charge customers a fee for using our introducer services, but we receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with them following an introduction by us.