Loan Broker UK

Powered By
Apply Now

Warning: Late repayment can cause you serious money problems. For more information, go to MONEYHELPER.ORG.UK
Credit subject to status & affordability assessment by Lenders.
Loan Broker (www.loan-broker.uk) is a credit broker and not a lender.

What is a £12,000 loan?

It is a long-term personal loan worth £12,000, which can be repaid over 1 to 5 years, in the form of monthly instalments. Some lenders also offer a repayment period of up to 7 years for this loan. This loan is unsecured and thus, no collateral is required by the lender. This reduces the paperwork required for the loan and thereby quickens the overall loan approval and disbursal process.

Can I Get a £12,000 Loan with Bad Credit?

While it is difficult to borrow a loan with a bad credit history, it is not impossible. You must understand that only a select few lenders would be willing to offer you the amount, thereby limiting your options. In addition, you may also be charged a higher interest rate. In case you do get approved for the loan, make sure you repay it on time and in full. This will ensure that your credit score gets a much-needed boost.

Where am I able to get a loan of £12000?

If you are looking for a loan worth 12K Pounds, Loan-Broker is the right place for you. We enable you to compare loans from multiple FCA-approved lenders so that you can find the one that best suits your needs and preferences.
Please note that all our lenders conduct a soft credit check when you fill out our online application form.

They do this to evaluate your loan affordability. Soft credit checks do not impact your credit score, and neither is it recorded on your credit report. However, if you choose to take a loan, the lender will conduct a hard credit check before the final approval. This check will leave a footprint on your credit report.

Other Loans

Low interest Loans

A low-interest loan, as the name suggests, is apersonal loan offered at a relatively lower rate of interest. These loans are aimed at making borrowing more affordable.

Read More »
debt consolidation loan

Debt Consolidation Loans

A debt consolidation loan is a personal loan that helps you to merge all your existing debts into one. That means instead of paying for several debts, you will need to make only one repayment.

Read More »

Holiday Loans

Are you eager to travel the world or take your loved one on holiday but short on finances? A holiday loan from Loan Broker could help turn this dream into reality. We offer a simple

Read More »

FAQs

At Loan Broker, we strive to ensure quick approval and fast payout. If the lender approves your loan application, the amount will be disbursed by the lender to your bank account. The time taken for loan disbursal depends on the lender you have chosen and your bank.
In order to get this long-term personal loan, it is important that the borrower is –
  • Over 18 years of age
  • A UK resident
  • Able to afford repayments
  • Valid UK bank account holder
  • Most importantly, the borrower should not have any recent CCJs, IVAs, or records of bankruptcy.
As a regulated loan broker, we conduct a soft credit check before sending your loan application to the lenders. This helps us meet FCA guidelines. Soft credit checks are safe as they do not harm your credit rating.
Getting a long-term personal loan at a low-interest loan largely depends on your credit score. The higher your score, the lower the rate of interest. Of course, in order to get the loan that costs the least, it is crucial that you compare the APRs offered by various lenders, and then make the final call.

Find a 12000 Pounds Loan – With Loan Broker

Loan Broker is an FCA registered credit broker that operates across the major cities of the UK. All the lenders associated with it are also authorised by the financial regulator. The mission is to promote responsible lending and hence, our lenders perform soft credit checks to offer initial quotes. Soft credit checks are safe as they do not leave any footprint on your credit report and doesn’t even harm your credit report.

We do not charge any upfront fees to our consumers. We offer an array of unsecured loans such as – debt consolidation loans, self-employed loans, to help borrowers get back on their financial track. As a credit broker, we help our borrowers to find the right lender by considering their requirements. With Loan Broker by your side, you can choose no obligation loans. We are loan brokers, committed to extending a true hand of help for borrowers seeking hassle-free, and affordable loans despite bad credit rating.

Borrow responsibly and repay timely.